Peru has launched the first national mobile payments system that operates across all mobile networks, banks, and ATMs. Bim, as it is commonly known, aims to attract five million unbanked Peruvians as users in five years. For a small fee, users can transfer money to any Peruvian bank account, deposit or withdraw cash through any agent and make cashless payments for goods and services to thousands of merchants. More than 70% of Peruvians lack access to bank accounts.

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